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Jump Up Certificate

Novation is excited to now offer a Jump Up Certificate! What does that mean? Simply open the Jump Up Certificate and during the 11 month term, if our rate increases, you can jump up to that rate if you wish to do so. Just know that you can only jump up one time! It just makes sense.

  • Minimum balance to open is $500, no maximum
  • 11 Month Term
  • New deposits only (not valid on money transferred from an existing Novation account)
  • Federally insured by the National Credit Union Association (NCUA) up to $250,000
To open a Jump Up Certificate, simply log in to eBranch Online or Mobile banking, click on "Add Another Account" and then Certificate Account. Or call us at (800) 369-6628.


To initiate the jump up, please email us through Secure Email within eBranch Online Banking or call us at (800) 369-6628.
5.00% APY*

*APY = Annual Percentage Yield. Rates effective September 25, 2023 and subject to change without notice. A penalty may be imposed for withdrawals before maturity date. Jump Up Certificate is available for new deposits only - not valid on money transferred from an existing Novation account. Members are allowed to "jump up" the rate one time during the term of the certificate. The member will need to request the one time rate increase, it is not automatic. At maturity, the principal balance plus dividends will be deposited into member's Primary Savings account. Note: if a jump up is requested after business hours, the rate increase will be applied the next business day.