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New/Used Auto

A new or used Vehicle Loan from Novation offers an unbeatable combination of:

  • Low rates
  • Flexible terms
  • Exceptional member service
  • Guaranteed Asset Protection (GAP)
  • Mechanical Repair Coverage (MRC)
  • No pre-payment penalties

All intended to help make your car buying decision easier and less stressful – and steer you away from buyer’s remorse.

Before you head to the dealership, get a 60 day preapproval from us and shop with confidence. Have you already financed at the dealership or another financial institution? Look to Novation and let us help you better understand your potential savings simply by refinancing.

To apply for a loan 24x7, call (800) 369-6628.

Rates As Low As

Rates effective December 21, 2022 and subject to change without notice. *APR = Annual Percentage Rate. Rates vary and are determined by credit history, age of collateral and length of the loan. Maximum term may vary on vehicle model year and mileage. Payment on a $20,000, 60 month auto loan at 4.99% APR is $375.77 per month. Rate does not apply to refinancing an existing Novation auto loan.

TruStage Auto & Home Insurance Program

You trust Novation to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the TruStage Auto & Home Insurance Program. The TruStage Auto and Home Insurance Program is the property and casualty coverage solution preferred by credit unions and their members. Services include:

  • Access to convenient e-service where you can pay your bill, make changes to your policy and even report a claim
  • Receive fast, easy access to claims service 24 hours a day
  • Obtain a free, no-obligation quote

Click here to start saving with the TruStage Auto & Home Insurance Program!

TruStage™ Auto Insurance Program is made available through TruStage Insurance Agency, LLC, and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage.