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No Closing Costs on Home Equity Loans!


For a limited time, no closing costs on Novation Home Equity Loans!


Are you anxious to get some much-needed home improvements done this fall? Or take a vacation to escape after this past year? Maybe you have a child heading off to college soon and need some help with those expenses. A Home Equity Loan from Novation can help fund all those things–or even help consolidate debt. Whatever your priorities are, we're here to help you get them accomplished

Why choose a Novation Home Equity Loan?

  • low, fixed rate of 3.25% APR
  • borrow up to 90% loan-to-value (LTV)
  • no prepayment penalties
  • potential tax savings—consult your tax advisor

Apply online or simply give us a call at (800) 369-6628.

*APR = Annual Percentage Rate. Rates are determined on an evaluation of your credit history and other factors. All loans subject to credit approval. Closing costs will be waived on applications submitted between 9/1/2021 and 12/31/2021. This special discount does not apply to the appraisal fee if a real estate appraisal is required as part of the loan approval. Must be member’s primary residence located in MN, WI or SD. Maximum loan-to-value = 90%. Payment on a $20,000, 80% LTV, 60 month Home Equity Loan at 3.25% APR is $360.62. Loans over 80% loan-to-value will require an appraisal. Consult your tax advisor for deductibility options. Rate does not apply to refinancing an existing Novation Home Equity or HELOC Loan.