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Membership Referral


                    and you'll both receive $25!

If you are happy with your Novation experience, please spread the word to your co-workers and family members about us. Refer an eligible Novation member (see below) and you will both receive $25! Simply have them add your name to the membership application (button below) in the referral section so you both get credit. It's that easy!

Eligible Members Include:
  • 3M Employees
  • Solventum Employees
  • Novation Member Family Members
  • McLeod County Residents
  • Supporters of the Novation Foundation (minimum $10 donation)

Additional $75!
That's right, new members can earn up to $75 in additional rewards within 180 days of joining:

  • $25 - Set up Direct Deposit 
  • $25 - Open a Novation Visa® Credit Card   
  • $25 - Close on a Novation Loan  
To apply, simply click the link below or give us a call at (800) 369-6628.

Offer valid 3/1/2024. New member must open a membership for referring and new member to receive $25. The referral bonus will be deposited into each Savings account within 30 days of account opening. Offer not valid for existing Novation memberships. Minimum $5 to open membership. Friend/Family Referral must be checked on membership application with Referral Name and City for pay out confirmation. Referring member must be in good standing. Referral and account opening bonus may be reported to IRS. Program details subject to change and cannot be combined with any other offer. New members only. Novation employees are not eligible for referral bonus. Insured by NCUA.

**New member will be paid $25 after direct deposit is set up, $25 after they open a Novation Visa Credit Card, and/or $25 after they close on a Novation loan. Must be within 180 days of membership opening. Offer excludes existing loans financed through Novation and cannot be combined with any other new member referral offers. Offer subject to change without notice. Additional restrictions may apply.