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Membership Referral


                    and you'll both receive $50!

If you are happy with your Novation experience, please spread the word to your co-workers and family members about us. Refer an eligible Novation member (see below) and you will both receive $50! Simply have them add your name to the membership application (button below) in the referral section so you both get credit. It's that easy!

Eligible Members Include:
  • 3M Employees
  • Novation Member Family Members
  • McLeod County Residents

An extra $50!
That's right, the new member will get an additional $50 if they open a Novation loan or Visa® Credit Card within 90 days of new membership. To apply, simply click the link below or give us a call at (800) 369-6628.

Couple with a newly purchased car

Offer valid 9/1/2022. New member must open a membership for referring and new member to receive $50. The referral bonus will be deposited into each Savings account within 30 days of account opening. Offer not valid for existing Novation memberships. Minimum $5 to open membership. Friend/Family Referral must be checked on membership application with Referral Name and City for pay out confirmation. Referring member must be in good standing. Referral and account opening bonus may be reported to IRS. Program details subject to change and cannot be combined with any other offer. New members only. Insured by NCUA.

**New member will be paid $50 after they open a loan and it has been funded. Must be within 90 days of membership opening. Offer excludes existing loans financed through Novation and cannot be combined with any other new member referral offers. Offer subject to change without notice. Additional restrictions may apply.