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Classic Checking

This easy-to-use solution includes all of the services you need to manage and access your money, but only doesn’t pay a monthly dividend. Like all of our checking solutions, it comes loaded with the it services you need to access and manage your account:

  • Free Visa® contactless Debit Card with Purchase Rewards®
  • Direct Deposit
    It’s the fastest, most convenient way to safely deposit your paycheck.
  • More than 30,000 Surcharge-Free ATMs 
    Click here to find the nearest CO-OP or MoneyPass ATM.
  • eStatements
    Get rid of paper and receive your monthly Novation account statement by email. eStatements are safe, secure and you will receive them faster than if sent by mail.
  • Online Banking
    Enjoy free, password-protected access to your account 24/7. Check on account balances, transfer funds and more – for free.
  • BillPay
    Save time and postage paying your bills. You’re in control when you use our free online service to make one-time payments or recurring payments.
  • 24 x 7 Phone Banking
    Call (651) 739-4182 or (800) 216-6288 anytime, to check your balance, transfer funds, see if a check has cleared and much more.
  • Overdraft Protection
    Don’t let an innocent mistake lead to embarrassment at the cash register, and multiple fees. Avoid nonsufficient funds fees by linking your checking account to a savings account or line-of-credit (available to qualified borrowers).
  • Mobile Banking
    Access your account from your smartphone wherever you go using the Novation iPhone or Android app. Simply search for "Novation CU" in iTunes or Google Play Store and then install the app on your smartphone.
  • eDeposit
    Make a deposit anytime and anywhere just by taking a picture of your check with your iPhone or smartphone.

Purchase Rewards

You can turn your debit card purchases into real cash by taking advantage of Purchase Rewards offers within eBranch and our Mobile Banking apps. Simply log in to your account and under Purchase Rewards, you will find offers chosen for you based on your shopping habits and you click which offers you want to add. You will shop as normal—just make sure you use your Novation debit card! You will receive your cash back at the end of the following month. Click here for a list of merchants you may see offers from.

Do you need to reorder checks? Simply click here and you can easily reorder online.