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Home Improvement Loan

Turn your dreams into a reality

A backyard updated kitchen...adding-on a room...outdoor living space...the dreams are endless. Let's turn those dreams into a reality without depleting your home equity.

A Home Improvement Loan from Novation makes your project(s) possible and affordable. Home Improvement Loan funds are to be used for improvement projects you have recently done or plan on doing in the near future.

  • Low, fixed rates 
  • Maximum 10 year term
  • No minimum loan amount
  • Maximum loan amount is $30,000
  • No prepayment penalties
  • No equity requirements
  • No fees
Couple looking at a computer while working on their home

Add value to your home.

Let us help you add value to your home and see how easy it is to get those projects completed—or at least funded!

To apply for a loan 24x7, call (800) 369-6628.

Rates effective April 3, 2023.

* APR = Annual Percentage Rate. Rates listed at "as low as" and based upon credit history. A payment example on an 120 month term, $20,000 home improvement loan at 8.45% is $316.31 per month.