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Recreational Loan Rates Now 6.99% APR

Enjoy the outdoors this summer. Whether it's on the water in a speed boat or hitting the open road on a motorcycle, Novation has the Recreational loan for you. But don't wait too long, this rate won't last long!
Have you had your eye on a new boat, motorcycle, camper or other recreational vehicle? If so, then take advantage of our Recreational Loan low as 6.99% APR*...and you will be ready to enjoy the outdoors this summer.
  • Low fixed rates
  • Terms up to 180 months
  • Convenient payment options
 Apply Now

Earn a $200 Referral Bonus
Know someone in the market for a recreational vehicle, such as a boat, jet ski or motorcycle, but they are not a Novation member? Refer your colleagues and family members to Novation and if they take out a Recreational Loan, you will receive $200**! 

To receive the bonus, the referred member MUST:
  1. Open a Novation membership—cannot be a current member
  2. Input your name on the referral section
  3. Use marketing promo code: RV200 on Novation membership application
  4. Take out a Recreational Loan of at least $15,000 by 2/29/2024
Send them our application to join today: Become a Member 


*APR = Annual Percentage Rate.6.99% APR promotional rate available for new and used boats, motorcycles, ATVs, personal watercraft, snowmobiles and campers. Financing not available on Class A, B, C motorhomes or Park Model campers. Rates vary and are determined by credit history. Maximum term may vary on vehicle model year. Payment on a $10,000, 60 month RV loan at 6.99% APR is $197.95 per month. Rate does not apply to refinancing an existing Novation RV loan. Offer valid 1/26/24 – 2/29/24.

**Eligibility Requirements: Offer valid 1/26/2024—2/29/2024 and subject to change without notice. Cannot be combined with other Novation offers. Referred member cannot be a current Novation member or employee and must open a membership with Share Savings and $5.00 minimum opening deposit required. Valid for U.S. residents only. Must be 18 years or older. Referral program does apply; however existing member will not exceed $200 in bonuses per referral. Referral bonus of $50 will be paid at time of referral to both members, $150 will be paid to referring member only after the referred member closes on their Recreational Loan. Bonus Payment: The $200 bonus will be paid to the referring member within 30 days after qualifications are met. The bonus will be deposited into the member’s Novation Primary Savings account; the member must be in good standing. The bonus is subject to federal and state tax requirements, which are the responsibility of the account holder. If the referred member does not meet the requirements for this offer, you will not receive the bonus.