Better Together

Heartland Credit Union is now Novation Credit Union

We’re excited that Heartland members voted in favor of the merger with Novation Credit Union (Novation) and on July 1, 2026, we officially came together as Novation Credit Union – positioning us to bring you even more value while keeping the service you know and trust.

This unification is driven by opportunity, not necessity. We’re a good match, with roots serving the employees and families of some of the most iconic businesses in Minnesota: CHS Inc., Land O’Lakes, Inc., 3M, and Solventum. In addition, we now welcome and serve members in 11 Minnesota counties.

This partnership is about building on that strong foundation and unlocking even greater benefits for every member.

View Latest Press Release

A Message from our CEO

I’m excited to lead us into this next chapter and the opportunities this partnership brings to you, our employees and the communities we serve.

This partnership was built with great care and a shared commitment to member service, community impact, and the people who make that work possible – our employees. I’m honored to move that commitment forward with our combined team.

Mike Kronebusch
Novation President & CEO

What This Means for You

Latest Information

For now, and for quite some time, it will be business as usual. Bringing our systems together will take well into 2027. During the transition, please continue to:

– Visit your usual branch location and contact us through your usual channels. Until systems are integrated, former Heartland branches (Hugo, Inver Grove Heights, and New Prague) are unable to serve you. We know the signage has changed and share your excitement to access additional branches, but we can’t service your accounts from there yet!

– Access the same website for online banking, opening accounts, applying for loans, an dreeing ongoing updates.

– Use the same routing number.

– Use your debit and credit cards.

– Use your checks.

What's Changed

Product offerings and rates have been aligned to offer you one streamlined suite of products focused on bringing you the best options from both credit unions.

Novation branding has gone up at the former Heartland branches in Hugo, Inver Grove Heights, and New Prague. However, please note that Novation members should continue to visit only the branches in Oakdale and Hutchinson. The other branches will be unable to process transactions or support your accounts until our systems are fully merged in the second half of 2027.

Frequently Asked Questions

How will unification benefit me as a member?
You’ll eventually gain access to additional branch locations, expanded products, improved efficiency, and greater resources. The credit union, and therefore you, our member owners, will benefit from increased size and strength at a time when scale is critical to managing expenses, advancing technology, and achieving sustainable growth.
Is Novation Credit Union going away?
Definitely not! The unified credit union will continue all operations under the official name of Novation Credit Union, and we will continue to use Novation Financial as the umbrella name that includes the credit union, Novation Wealth Management, and the Novation Foundation. Additionally, all branches of both credit unions will remain open as part of the unified Novation.
Will my money be safe throughout this transition?
Yes. Your deposits will remain federally insured up to the standard limits and will be safe and secure every step of the way.
Will there be any branch closures or changes to business hours?

No. Novation branches will remain open as usual throughout the unification with Heartland.

Do I need to do anything with my accounts, payments, direct deposits, etc.?
No. At this time, your accounts and the systems you use will remain the same. We will notify you well in advance of any changes or steps you need to take. We’re here to help every step of the way.
Who should I contact for support?
For now, you can continue to use your usual support channels and contact information. All branches remain open. Any future changes to contact information will be communicated in advance.
Who is Heartland Credit Union?

Heartland Credit Union was established as Farmers Union Employees Credit Union in 1939. It had a rich legacy of supporting employees and their families at both CHS and Land O’ Lakes, very similar to Novation’s connections to 3M and Solventum.

Heartland’s field of membership also included 10 counties in the greater Twin Cities area, anchored by branches in Inver Grove Heights, Hugo, and New Prague.

Where are Heartland's branches? Can I use them right away?

Heartland has branches in Inver Grove Heights, Hugo, and New Prague, MN. It will take time to integrate their branches with Novation’s systems and processes (sometime in 2027), so continue going to your usual Novation branch for the immediate future.