Our no-fee balance transfers help you move balances on other credit cards to our low-rate Visa, and now you can receive 1% cash back on those transfers!

Visit our Visa Platinum Rewards Credit Card page for terms and conditions and more information on how our card can help you save money and earn rewards.

Through our trusted partner TruStage™, Novation Financial is pleased to provide members with access to a subscription-based digital estate planning tool to create legally valid documents.

This includes your last will & testament, power of attorney or living will, and setting up things like a trust, guardianship for minor children, and directives for your pets.

Planning a home renovation, major purchase, or have another reason to tap into the power of your home equity?

We’ve recently lowered rates on our fixed-rate Home Equity Loans for all loan term lengths. View rates on our site, apply online today, or reach out for more information.

Home equity solutions are currently available to members in MN, WI, and SD.

Our Recreational Loans can help you and your family get the boat, watercraft, camper, motorcycle, or snowmobile you desire.

Check out our rates, start an application online, or reach out with any questions.

Considering purchasing a new or used vehicle? For a limited time beginning 4/1/2025, Novation Financial is offering no payments for the first 90 days on auto loans.

Take advantage of our low rates and get preapproved to have your financing lined up before heading to the dealer with confidence.