Novation Credit Union | Your Financial Partner for Life

Certified Credit Union Financial Counselors

New Member Support Program Launching in 2025

Four Novation staff members recently earned the Certified Credit Union Financial Counselor (CCUFC) designation from America's Credit Unions. These CCUFCs will be able support members in 2025 with financial counseling sessions on topics such as bud

Shop with a credit card that works for you

Open a Novation Visa® Platinum Rewards Credit Card

The holidays are right around the corner. And with the holidays, comes shopping for gifts, food and possibly travel accommodations. Click for details on our current Spend & Get credit card promotion!

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The Key to Getting the Keys

Your Source for Auto Loans

Financing is the key to unlocking the door to a new vehicle. Learn more about our options for new and used auto loans while counting on support from our experienced team.

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Flexibility for the Holidays

"Skip a Pay" is Back

We're pleased to offer members the option to skip a qualifying loan payment in either November, December, or January, potentially giving you some flexibility with your holiday season finances. Use the button below to view terms, conditions, and fee information as well as access the application.

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Thank You Hutchinson!

We thank our members in Hutchinson and surrounding communities for voting Novation the Best Bank/Credit Union and our very own Hannah the Best Teller in the The Hutchinson Station's recent "Best of" publication. We appreciate recognition as we strive to exceed your expectations and continue to grow the credit union and the solutions we offer you.

Financial Education hub

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Welcome to novation

Bank from Anywhere

Our online, mobile, and video options make it possible for you to access and work with your accounts and our team no matter your distance from our branches. Explore our options via the “Novation Anywhere” menu.

Find an ATM

Find a branch or ATM in our network of 35,000+ surcharge-free ATMs.

Locations

Current Rates

Check all current rates for Loans, Mortgages, and Savings Accounts

Check Rates

Video Banking

Talk to a Novation representative face-to-face via video on your device.

Start a Video Banking Call

Once a Novation member, always a member.

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Even though I live 1200 miles away, I have always remained a member. There is no reason to find another bank when you have an institution that takes care of their customers as well as Novation is able to do.

—Gordy, Novation member

What we do

Full solutions and
banking from anywhere

We offer a full suite of financial solutions, from checking and savings options to credit cards, loans (mortgage, home equity, auto, personal, recreational, student, etc.), and financial planning via Novation Investment Services.

To meet the needs of members all around the U.S., we focus on online, mobile, and video banking technologies and offer a network of over 35,000 surcharge-free ATMs. Of course we’re happy to talk with members whenever needed.

Our Story

Female business team collaborating on project

Father and son playing together with skateboard

Why Choose a credit union?

Financial solutions designed
to benefit you

Novation is a member-owned, not-for-profit credit union which means our success funnels back to our members through better rates, lower fees, and personalized service.

Since 1954, we have served employees and retirees of 3M and Solventum, as well as those who live, work, or attend school in McLeod County, MN, and their families. To learn more about membership, visit our Membership page below.

Learn More About Membership

Apply today