Visa® Platinum Rewards Credit Card

Visa® Platinum Rewards and CURewards®

Get rewarded for everyday purchases

Novation Financial’s Visa® Platinum Rewards Credit Card combines the benefits of a low rate, low fees, and the ability to earn rewards on all purchases.

Register your card quickly and for free at CURewards® and start earning one point per dollar spent on purchases. Points can be redeemed for cash back statement credits, gift cards, merchandise, or travel rewards.

Low variable rates

No annual fee, no fees on cash advances, foreign transactions, or balance transfers

Earn one point per dollar spent on every purchase, redeemable for cash back, travel, or shopping

Card Feature

Transfer balances to your Novation Financial credit card!

We offer no-fee balance transfers from other high-interest cards to your Novation Visa credit card. Locking in a low APR on transferred balances can help you save on interest charges and pay down your debt faster.

If you already have a Novation Financial Visa Credit Card, click here to log in to eBranch Online Banking. Choose your Credit Card account, then click Balance Transfer in the Quick Links. To speak to a Financial Solutions Officer about balance transfers, call the number below.

Overview

All Visa® Platinum Card Benefits

Visa® Platinum Rewards Credit Card

Get rewarded for everyday purchases, with great benefits and no annual fee.

11.99 - 18.00% APR*

Earn rewards on all purchases with CURewards®

No annual fee

No balance transfer fees

25-day grace period

Includes Norton LifeLock

Built-in tap-to-pay technology, and compatible with Apple Pay®, Google Pay™, and Samsung Pay™

Manage card controls, spending limits/alerts, and more with the NovationCards app (for iPhone and Android)

Travel benefits: no foreign transaction fees, travel accident insurance (up to $500,000)1, roadside dispatch2

Balance Transfers

Benefit from simplifying your credit card repayment.3

Lock in a low APR on transferred balances, helping you save on interest charges and pay down debt faster

Consolidate multiple high-rate balances into one easy-to-manage payment

No fees

Quick links

Apply for or Manage a Credit Card

Apply for a Credit Card

Apply for a Visa® Platinum
Rewards Credit Card online

Transfer a Balance

Transfer a Balance via eBranch Online Banking or by calling (800) 369-6628

Get the Cards App

Manage your card via the NovationCards mobile app

Learn More: Credit Cards

Visa® Platinum Rewards Details

*APR = Annual Percentage Rate. Rates effective November 8, 2024. The APR will vary with the market based on Prime Rate. Rates are based on evaluation of your credit history and other factors. See Full Disclosure.

Points are not earned on balance transfers or cash advances. Points expire after five years if not used. (For example, points earned in 2024 expire December 31, 2028.)

1Roadside Dispatch: See Full Disclosure.

2Travel Accident Insurance: See Full Disclosure.

3No grace period on cash advances and balance transfers. Amounts transferred are subject to your available credit limit. We are not required to honor a balance transfer request that will cause you to exceed your available credit limit. You should continue to make all required payments until you confirm that the balance transfer was complete.