Private student loans
Putting your educational goals within reach
Private student loans can be an important option when there is a gap between the cost of attendance and the financial aid and federal loans available to you.
Novation Financial’s Private Student Loan program allows you to apply only once and secure financing for your entire undergraduate career with a line-of-credit of up to $75,000. There are no origination fees or prepayment fees, and repayment options are flexible for your individual situation.

Easy one-time online application

Competitive rates

No origination fees or prepayment fees

Flexible repayment options
Refinancing
Consolidate and save thousands with student loan refinancing
Existing federal and private loans for undergraduate and graduate programs can be consolidated to eliminate the hassle of multiple payments and potentially save you thousands of dollars in interest.
Fixed and variable rate options are available along with flexible repayment terms.

Get started
Apply for a Student Loan or Refinancing

Student Lending Center
Learn more about Novation Financial Student Loans, start an application, or manage your student loans

Schedule a Consultation
Our College Counselor can provide answers for all of your financial aid, repayment, and refinancing questions.

Current Rates
Check our rates for Private Student Loans and Student Loan Refinancing

Loan management
Manage your loan
Questions on your loan, please call 844.870.8701. To log in to your Refinancing or Student Loan, please log in below:
Learn More: Saving for College and Establishing Credit
Resources
Loan Calculators and Resources
Important: Please remember that federal loans do offer certain benefits and protections that do not transfer to a private loan. By refinancing your federal student loans to a private loan you will lose any federal benefits that may apply to you. Please review this important disclosure for more information.