Mortgages and realty services
Achieving your home goals
Buying or refinancing a home is a major decision. Whether you are a first-time homebuyer, upgrading your home, or looking to refinance, our experienced team can help identify the right solution for your specific needs and budget.

Why Choose us?
Novation Financial mortgage loans
We offer a variety of solutions, including fixed-rate mortgages and FHA mortgages of varying lengths and terms.
We have a partnership with select RE/MAX Results realtors in the Twin Cities area.
All mortgage applications can currently be done online through our partner Servion Mortgage.

Connect with Tina Hays to discuss options and get answers to your mortgage questions
EMAIL: mortgage@novation.org   PHONE: (651) 735-9925

Apply quickly online with our partner Servion Mortgage

Reference you worked with Tina and Novation Financial when applying
Featured team member
Tina Hays,
Financial Solutions Officer
Tina has extensive experience supporting Novation members through all of their borrowing needs. Please reach out to Tina with any mortgage questions you have or to discuss your options prior to completing the online mortgage application.

EMAIL: mortgage@novation.org  PHONE: (651) 735-9925
Overview
Compare Mortgage Options

Fixed Rate Mortgage
The rate stays the same over the term of the loan, with terms ranging from 10-30 years. Fixed rate mortgages may be the best option if you plan to stay in the home for at least ten years.

Fixed rate for the entire term of the loan

10, 15, 20, and 30-year terms available

Best for those planning to stay in the home for 10+ years

Jumbo Mortgage
Loans for mortgages of $806,550 or more.

Fixed rate for the term of the loan

For those looking to borrow $806,550 or more
Get started
Apply for a Mortgage or Learn More

Mortgage Application
Complete your mortgage application with our partner Servion Mortgage.

Call the Mortgage Team
Talk to a team member to learn more about the home buying process.
Tina Hays

Current Rates
Contact the Novation team for info on current mortgage rates.
Learn More: Mortgages
Resources
Home Buying and Mortgage Calculators
HOME MORTGAGE DISCLOSURE ACT (HMDA)
The Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending is available for review. The data shows geographic distribution of applications and loans; ethnicity, race, gender and income of applicants and borrowers; and information about loan approvals and denials. Inquire at our office regarding the locations where HMDA data may be inspected.