New and used auto loans
Remove the stress from vehicle financing
The vehicle buying process should be more exciting than stressful. Novation Financial Auto Loans are designed to remove the stress from the financing part of the equation. We offer 60-day pre-approval on auto loans as well as refinancing on existing auto loans.
Why choose us?
Novation Financial Auto Loan Features
60-Day Pre-Approval
Head to the dealer with confidence, knowing how much you can borrow and the rate for which you qualify, with a 60-day pre-approval from Novation Financial.
Loan Refinancing
You may be able to save on an existing auto loan by refinancing with Novation Financial. Fees are limited and you can potentially save big with a lower rate.
Flexible terms
Low rates with no prepayment penalties
Guaranteed Asset Protection (GAP) option
Mechanical Repair Coverage (MRC) option
Exceptional member service
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Contact a Novation Financial representative today to learn more about our New and Used Auto Loans.
Current Rates
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New and Used Auto Loans
Learn More: Auto Financing
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Vehicle Financing Calculators
Rates effective January 2, 2025 and subject to change without notice.
*APR = Annual Percentage Rate. Rates vary and are determined by credit history, age of collateral and length of the loan. Maximum term may vary on vehicle model year and mileage. Payment on a $20,000, 36-month auto loan at 5.85% APR is $607.12 per month. Rate does not apply to refinancing an existing Novation auto loan.