Enjoy your winter—how you want
We want to help make the holiday season less financially stressful. Take the burden off and enjoy your winter how you want to spend it. Novation is once again offering a Skip a Pay option on qualifying loans* (auto, recreation, and home equity for example). Members can elect to skip one month’s payment in either November, December, or January for a $35 fee.

*To qualify, your Novation loan account must be in good standing and must have at least 6 months of payment history. Not applicable to First Mortgage Loans, Home Equity Lines of Credit, Visa® Credit Cards, Checking Overdraft Protection or Student Loans. For each qualifying loan, you may skip a maximum of one loan payment per promotional period (November 1, 2024 – January 31, 2025). A non-refundable administrative fee of $35 will be charged per skipped payment. Interest will continue to accrue during the skipped pay period. Requests must be received at least 5 business days prior to payment due date. Other restrictions may apply. If applicable, credit life and/or disability insurance premiums will continue to be added to your loan balance. Note: Skipping payments may significantly extend the term of your loan.